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<head><meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1" > <meta content="http://www.deskshare.com/st.aspx" name="Site Translator"></head> Seguro De Accidente ~Car Claim~ Con respecto Impactos Y A Lesiones por: Dan Baldyga En fecha enero de 2003 fue determinado que en los buenos E.E.U.U. ole de A, había aproximadamente 12.3 millones de accidentes del vehículo de motor que implicaban sobre 21 millones de vehículos el año pasado. Esto asciende a un poco sobre un desplome por segundo. Deja la toma una mirada a las cuatro del más común de estos impactos del gazillion y lesiones típicas que causan. # 1. LA VELOCIDAD BAJA AFECTA - - ESPECIALMENTE REAR-ENDERS: Éstos son los desplomes que se consideran ser cualquier colisión que ocurra a las velocidades bajo 10 MPH. Mientras que no hay absolutamente justificación para llamarlo los thats bajos de un impacto de la velocidad qué la industria de seguro ama identificarlos como. ¿Por qué? Porque un moniker tiene gusto que se supone para indicar que, el impacto supuesto, usted fue sujetado no habría podido causar posiblemente lesión. ¡Sus verdades que cuando tal desplome ocurre los muchos de los theres a menudo no de daño hechos al vehículo de motor pero, en la mayoría de los casos, pueble implicado en estos tipos de accidentes a menudo sufren lesiones - - lesiones del cuello especialmente! Aunque la industria de seguro quisiera hacer ésos el hacer que de una demanda piense diferentemente lesión puede y ocurre absolutamente cuando ocurre una colisión baja del impacto. El más común se identifica como el Whiplash. Esto ocurre cuando los inquilinos no tienen la idea más leve sobre la colisión inminente así que biselan el apoyo ellos mismos forzando su parte posteriora y/o cuello contra el asiento o el apoyo para la cabeza. Debido a este su cuerpo consigue azotado y encajado a presión sobre algo feroz. Los topes del automóvil se construyen para soportar hasta un desplome de 5 MPH sin daño. . This is not done to insure the safety of the occupant but rather to protect and limit the damage to the bumpers, keeping the cost of repair to a minimum. . Many times vehicle to vehicle impacts can sustain an impact of 8 to 9 MPH before theres recognizable damage to the motor vehicle. . However, when the bumper doesnt crumble and absorb the force of the impact, more of that crash is felt by the occupants. . IMMEDIATE INJURIES: The individual thats been crashed into by another (even at only 5 MPH) is thrown forward with a severe jerking motion - - causing necks to snap and backs to twist. . Because of this many Soft Tissue styled injuries take place, including multiple body bruises, plus chest and rib injuries. . In most cases adjusters attempt to deny the possibility of injuries in a low speed impact but research substantiates just the opposite! . Sure, the motor vehicle will show little damage but the velocity and accompanying force have to be transferred somewhere, and thats to those sitting in that vehicle. . Cars are built to withstand such minor impacts - - the human body is not! . #2. . FRONTAL COLLISIONS: In most frontal impacts the occupants can generally brace themselves because theyre usually aware of the collision theyre about to be subjected to. . In Frontal Collisions the speed and weight of the vehicle play a role in the injuries of the occupant. . (The more the vehicle crumbles at impact the less severe the injuries to the occupants. . Many times airbags will deploy). . In frontal impact collisions the speed and size of the vehicle determines the injuries that can take place. . (And - - getting back to rear-end collisions for just a moment - - the striking vehicle not only undergoes a collapse, but transfers momentum to the car thats been struck by pushing it forward. . The airbag may or may not explode. . This depends upon the rigidity of the vehicle thats been struck).IMMEDIATE INJURIES: Head and neck, back, spine, rib and clavicle, arms and legs, concussions, soft tissue, internal, dislocations, abrasions, cuts and bruises.48 to 72 hours later: Headache, blurred vision, dizziness and loss of taste, smell or hearing. . Also, difficulty breathing, blood in urine or stool, swelling, loss of motion and visualized bruising take place. . #3. . SIDE IMPACT: Many times the occupants head will hit the side window and bounce off of it. . There are no air bags nor bumpers, engines, etc., to help protect ones body or absorb the force of the impact. . IMMEDIATE INJURIES: Head and neck, arms & legs, soft tissue, dislocations, scrapes and bruises. . 48 to 72 hours later: Pain, headache, blurred vision, dizziness, loss of taste, smell or hearing, numbness or tingling (and basically the same as those listed above) so, at the risk of being repetitious but because its so important, I must say once again: Its of major importance that the individual exposed to impact - - no matter how slight it may seem to have been - - should immediately be examined by a medical professional. . #4. . ROLL-OVER ACCIDENTS: The typical roll-over accident is very serious. . The most common factors in single vehicle accidents are approaching a curve at too high a speed, leaving the pavement or highway, or over-correcting the steering wheel - - particularly in vehicles with a short wheel base. . The severity of injuries to the occupants generally depends on the beginning velocity of speed, the number of rolls, condition of the vehicle, and what your motor vehicle rolled through, over and into! . Damage to the vehicle is generally extensive. . It has been determined that 60% of the economic costs from roll-overs resulted from occupant ejection, and that the initial roll-over speed was between 40 to 60 MPH. . (A recent study reported that restrained occupants showed a higher proportion of neck injuries than the unrestrained). . IMMEDIATE INJURIES: The whole nine yards - all of those as detailed above. . ******************* . The bottom line (to all 4 of the above) is that in all motor vehicle accidents - - no matter how minor the damage its of the greatest importance that each and every individual immediately visit a medical professional for a physical examination and/or consultation. . So, should you find yourself at the scene of an accident and somebody asks if you think they should see a doctor, your answer should always be, "ABSOLUTELY " ! . Stare straight into their eyeballs and tell them, Its your body. . Theres only one to a customer. . You should do whatever you can to take care of it and protect it. . DISCLAIMER: This article ~ CAR ACCIDENT INSURANCE CLAIM ~ REGARDING IMPACTS AND INJURIES is intended for background information only. . Its purpose is to help people understand the motor vehicle accident claim process. . Neither Dan Baldyga, Thomas Brown nor ARTICLE CITY make any guarantee of any kind whatsoever NOR purports to engage in rendering any professional or legal service, substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. . where such professional help is desired IT IS THE INDIVIDUAL RESPONSIBILITY TO OBTAIN IT. . Dan Baldygas third and latest book, AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at: <a href="http://www.autoaccidentclaims.com." target=new> . http://www.autoaccidentclaims.com. </a> . This book reveals How To successfully handle your motor vehicle accident claim, so you wont be taken advantage of. . It also goes into detail regarding the revolutionary BASE (The Baldyga Auto Accident Settlement Evaluation Formula). . BASE explains how to determine the value of the Pain and Suffering you endured - - because of your personal injury. . Copyright (c) 2003 by Daniel G. Baldyga. Todos los derechos reservados . Dan Baldyga - Author . 19 Winona Drive, West Springfield, MA 01089 . Phone: (413) 733 0127 FAX: (413) 731 8358 . Mail to: "mailto:dbpaw@attbi.com" . AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) . Found on the internet at: " <a href="http://www.autoaccidentclaims.com" target=new> . http://www.autoaccidentclaims.com </a> . " <table width=100% cellpadding=8 cellspacing=0 border=0 bgcolor=#dddddd><tr><td> Sobre El Autor . For over 30 years Dan Baldyga was a claims adjuster, supervisor, manager and also a trial assistant. . He is now retried and spends his time attempting to assist those involved in motor vehicle accident claims so they will not be taken advantage of. <a href="mailto:dbpaw@attbi.com"> . dbpaw@attbi.com </a> </td></tr></table>